Outsourced Accounting

Your full accounting function — without the full-time hire

Get a complete, cloud-based accounting department working for your business each month. Everything from transaction processing to management accounts, handled remotely by an experienced SAIPA-supervised team.

SAIPA-supervised team Fully remote — cloud-first Fixed monthly fee
What’s included

A complete accounting function in one package

Outsourced accounting replaces the need for an in-house bookkeeper or financial manager. You get the full picture — processed, reviewed, and reported — every month.

Monthly bookkeeping & processing

Every transaction captured, categorised, and reconciled — every month. Your books stay current so nothing piles up at year-end.

  • Bank feed processing via Xero
  • Supplier & customer invoice capture
  • Monthly bank reconciliation
  • Petty cash & expense reconciliation
  • Debtors & creditors ledger management

Monthly management accounts

A concise financial report each month — income statement, balance sheet, and key commentary — so you always know where your business stands.

  • Income statement (actual vs budget)
  • Balance sheet snapshot
  • Cash position & movement summary
  • Top-line variance commentary
  • Delivered by the 15th of each month

Tax compliance & SARS submissions

All statutory tax obligations handled — VAT, PAYE, provisional tax, and income tax — as part of your monthly package.

  • VAT201 preparation & submission
  • EMP201 payroll returns
  • Provisional tax (IRP6) — twice yearly
  • SARS correspondence management
  • Tax clearance certificates on request

Year-end & compliance

Your annual obligations don’t catch us off guard — we track deadlines, prepare the AFS, and coordinate with your auditor if needed.

  • Annual financial statements (AFS)
  • Income tax return (ITR14)
  • CIPC annual return filing
  • Year-end journal entries & accruals
  • Audit file preparation (if required)

Outsourced accounting vs a once-a-year accountant

Many small businesses only see their accountant at year-end. Here’s what that means in practice — compared to having a full accounting function year-round.

Once-a-year accountant

  • Books are 12 months behind by the time you see them
  • No monthly visibility into profit or cash flow
  • SARS penalties from missed VAT or PAYE deadlines
  • Surprises at year-end — tax bills you didn’t plan for
  • Can’t answer questions mid-year — they don’t have the data
  • Year-end fee is unpredictable — catch-up work adds up

DigMe outsourced accounting

  • Books are current — reconciled every month
  • Management accounts delivered by the 15th monthly
  • All tax deadlines tracked and filed on time
  • Provisional tax estimates calculated so you plan ahead
  • Ask a question any time — we have your data in front of us
  • Fixed monthly fee — no year-end invoice shock
Who it’s for

Built for growing South African businesses

Outsourced accounting works best for businesses that have outgrown a part-time bookkeeper but aren’t ready to hire an in-house finance team.

Owner-managed businesses (5–50 employees)

The owner is doing too much admin. It’s time to hand off the accounting function entirely and get back to running the business.

Businesses going through a growth phase

Revenue is increasing, transactions are multiplying, and the existing setup isn’t keeping up. Outsourcing scales with you.

Remote-first or multi-location businesses

No physical office needed. Everything runs through Xero and shared cloud folders — wherever your business operates.

Startups that need structure from day one

Getting the accounting right from the beginning means cleaner books, better funding applications, and fewer nasty surprises later.

Businesses frustrated with SARS compliance

Penalties, late submissions, and SARS correspondence piling up? We take over and get it under control.

Professional services firms & contractors

Consultants, agencies, and freelancers who need clean books, correct VAT treatment, and monthly visibility — not just a year-end AFS.

How it works

From onboarding to monthly rhythm in two weeks

We keep the setup simple. Most clients are fully onboarded and running within two weeks — no disruption to your business.

1

Discovery call

We understand your business, current setup, and what’s not working. 30 minutes, no obligation.

2

Proposal & scope

You receive a fixed-fee proposal covering exactly what’s included each month.

3

Onboarding & Xero setup

We set up or migrate your Xero, connect bank feeds, and clean up any historical issues.

4

Monthly processing

We process your transactions, reconcile accounts, and handle all tax submissions on your behalf.

5

Monthly accounts

You receive clean management accounts by the 15th of each month with commentary on key movements.

15th
Management accounts delivered by the 15th of each month
100%
Remote — no office visits required
Fixed
Monthly fee — no surprise year-end invoices
Xero
All clients run on Xero — cloud access 24/7
Common questions

Answering the questions we hear most

If your question isn’t here, book a free call — we’re happy to walk through your specific situation.

How is this different from just hiring a bookkeeper?

A bookkeeper typically processes transactions but doesn’t produce management accounts, handle tax submissions, or provide advisory input. Our outsourced accounting package covers all of that — for a predictable fixed fee, without leave, sick days, or recruitment costs.

We already have Xero. Can you take over without starting from scratch?

Yes — this is the most common scenario. We review the existing file, clean up any issues, reconnect bank feeds if needed, and take over processing from the agreed start date. We’ll tell you upfront if there’s a cleanup fee.

What does it cost?

We work on fixed monthly fees — no hourly billing, no surprise invoices. The fee is scoped to the services you need and the size of your business. We'll give you a clear quote after a short discovery call, before you commit to anything.

Do I need to send you documents every month?

Mostly, no. Bank feeds pull through automatically via Xero. For supplier invoices and expenses, we set up a simple shared folder or Hubdoc workflow — you upload once, we handle the rest. It becomes a 10-minute-a-month job for you.

Can I still talk to someone if I have a question?

Always. You have a named accountant on your account — not a call centre. We respond to emails within one business day and are available for calls when you need them.

What if my business is not yet on Xero?

We migrate you. Whether you’re on a spreadsheet, Sage, QuickBooks, or nothing at all — we handle the Xero setup, data import, and training so you’re comfortable with the system.

Let’s talk about your business.

Find out if outsourced accounting is the right move for where your business is heading. Book a free 30-minute call — no obligation.

Book a free call